Posts Tagged ‘Apartment’

Apartment Investing: When Sharks Stop Swimming


2010
03.10

In 1975 a young man from Cincinnati, Ohio worked hard to keep his latest project afloat. He was over budget and late, despite the fact that the new film would set the domestic record for box office gross sales of over $470,000,000 and win three Academy Awards. The movie was Jaws and the director was Steven Spielberg, one of America’s youngest multimillionaires.

Jaws, a 25-foot great white shark reminds me of some investors in this business. But not for the reasons you might think. Most people would think of the word shark as someone who is ruthless and crooked. That’s not what I’m talking about.

For a shark to survive, it must continue to swim. If it stops swimming, it dies. And that’s what happens to most investors in real estate. What would happen if you stopped? What would happen if you decided not to work for a year? Most investors are like sharks, their business would die.

That’s why apartment buildings make more sense. You can buy and sell multifamily properties without spending an extraordinary amount of time doing it. And, if you stop, your investment continues to flourish-if you know what to do.

That doesn’t mean you don’t need to go fishing first. You won’t do yourself any favors if you stop swimming before you’ve caught a fish. To that end, what are the biggest mistakes investors make when finding and analyzing properties? How do successful investors “fish” for the right opportunities? They start by avoiding these common mistakes:

Apartment Investing: Assessing Motivation


2010
03.08

As a real estate investor focusing almost exclusively on apartment buildings throughout the country, people often ask me what it takes to find motivated sellers. All buyers want to make intelligent investment decisions, and to do so investors must understand seller motivation-thus the question.

One of the most important principles for negotiating the purchase of a lifetime (over and over again) is to learn and understand seller motivation. They generally fall into one of four categories:

They need to solve a problem. (Management headaches, divorce, bankruptcy, death, illness, lawsuit, needs cash, dispute with partner)
Their circumstances are changing. (Retirement, moving, job transfer, increase in taxes)
They have other opportunities. (1031 tax-deferred exchange, business, stock)
They’re price motivated. (If they get their price, they’ll sell. If not, they won’t.)

If you buy an apartment building and hope to make a lot of money, you’ll need to convert current and/or future cash flow into value. Price is undoubtedly a major factor in your decision making process. If you negotiate with sellers who are price motivated, you’re less likely to get what you want and you’ll probably make a poor investment. It’s your job to figure out what’s driving the selling decision and then focus on solving whatever issue your counterpart is facing, but you don’t want to solve it by paying too much for the property. So how do you do it?

Apartment Investing: Multiple Offers


2010
03.06

“Was it good?” my wife asked as I tried to lift my bloated gut from the dining room table. My eyes were clearly bigger than my stomach. I felt like I had gained 10 pounds. I was completely stuffed and ready to take a nap.

“It was very good,” I replied. “You outdid yourself.”

She smiled and started to clear the table. Though the living room couch and my favorite blanket were calling my name, I jumped in to help her. After we finally got all the dishes to the kitchen, she filled the sink with water, added a little soap and started washing them. I grabbed a towel and asked, “Can I dry the dishes?”

She passed out. (Okay, not really.)

But you get the point. Some offers are no-brainers. Others are a little more difficult to get accepted. What I want to talk to you about today is how to get sellers to accept your offer when you expect multiple Purchase and Sale Agreements (PSAs) on an apartment building.

If you find a property that’s not on the market and you’re negotiating with the seller, it’s not so difficult to get an offer accepted. That’s because you’re the only game in town and you have time to negotiate without the fear of someone else coming in to rip the carpet out from under you.

Top 5 Reasons to Invest in Apartment Buildings


2010
03.04

When most people hear about the millions of dollars investors make buying and selling real estate, the majority of them think about homes and duplexes. That’s because nearly everyone starts in the single family market.

But they don’t have to. The main reason investors start out buying homes is because they’ve heard all the stories or watched an infomercial where some guru is pitching the latest and greatest “no money down” technique. Buyers think they can purchase homes with no cash using a variety of methods including foreclosure, rehab, fix and flip, subject to, lease option, partnerships, wholesaling and more. And they’re right-you can buy homes that way. But you can do the same thing with apartment buildings.

The benefits of investing in multifamily properties are out of this world. I haven’t found a single reason not to invest in apartment buildings. Let’s review five of the top reasons apartments simply make more sense.

Apartments almost always provide a more affordable housing option:

I can’t get into all the economics explaining why apartments provide a more affordable housing option in this article because it would turn into a book. So let’s try to simplify it. The difference between the amount of rental and mortgage payments consumers spend each month is what I call the “gap”. Picture a bar graph where the average rent is $600 per month and the average mortgage is $1,000. The difference is the gap. As the gap increases fewer people can afford to purchase a home. There are only two ways the gap can get bigger. First, the mortgage payment increases or second, rental rates decrease. Most of the time rents do not decline, at least not significantly.

Organizing your Apartment


2010
03.02

Getting an apartment organized requires some special home organization skills. The areas to store anything always seem to be too small and the size of most apartment kitchens are enough to want to make you throw up your hands in defeat. But where there’s a will, there’s a way. Here are a few tips to help you maximize the space in your apartment.

Using Your Vertical Space

Use every inch of vertical space that you can. Get furniture that is tall. Bookcases are your friend. There are great ways you can use them and for more than just books. Use them to help you organize your kids’ toys in their room (use the top shelves that they can’t reach for displaying stuffed animals they don’t typically play with). Use them to display photos and knick-knacks. Use them for CDs and DVDs. Use all of the vertical space that you have in every closet space in the entire apartment. Stackable plastic containers or stackable plastic drawer units in closets can help you get your home organized and can help you effectively use the vertical space in those closets.

Cabinet Space Is Golden

Use every inch of it you can. Stackable plastic drawer units that fit under the kitchen or bathroom sink work great for organizing those spaces. These units also still make it easy for you to access what is in that space. Stackable plastic containers also work well for organizing these spaces and can be very inexpensive.


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